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eight january
apathy and interest
I've been so feeble the last two days. I'm not cranky or sick or anything like that, just unmotivated. I want to lie in bed until all hours of the morning - well, I always want to do that, but I actually allowed myself to today, which is always a bad sign. I shall have to be industrious this weekend. About something.
Anyway, nothing at all has happened except work, sleep, and a few stabs at a railroad game I bought with a gift certificate. On Wednesday I went out into the world to give away money, but that was a fluke and I made a bad job of it anyway.
Speaking of money, Kymm bought a computer from Gateway and forgot to check the interest rate - tsk, Kymm. I can do you one better, although I did it from expedience, not ignorance: MicroCenter's house credit card, on which I purchased two computers, has a whopping twenty-three percent rate. That's usury in my book. I closed that balance out as quickly as possible.
I've stopped using my general-purpose credit card, too. Rate's too high. When people are giving teaser rates down in the single digits, there is no point in my stoking up the balance on an 18% card. (It wasn't 18% when I got it.) Since it's one of my beliefs that we should all stop purchasing on credit as much as possible, I haven't applied for a new card with lower rates, and probably won't for some time in the future. At least not until this one's paid off.
Of course, one of the complications of life in this decade is that paper money is vanishing. I have a debit card, which is ostensibly a MasterCard but which draws money without penalty from my bank account. I think I've noted before that I can go an entire day - shopping, dining, heaven knows what else - around Boston and Cambridge and Somerville, and the only cash money I'll need (since I have a subway pass) is the $1.20 for my morning coffee.
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